WarwickRecruiter Since 2001
the smart solution for Warwick jobs

Business Banking Underwriter-Portfolio Manager II

Company: Citizens Bank
Location: Warwick
Posted on: December 4, 2019

Job Description:

DescriptionUnderwriter II (UW) is responsible for the daily underwriting of Business Lending Products within the Citizens Bank footprint up to a Total Credit Limit (TCL) of $1,000,000. -- The application decisions are made in a centralized environment (RELAY) utilizing Score and Streamline underwriting and credit decision approach. -- All application decisions are within authorized credit authority limits. -- The UW also provides support to field personnel as it relates to the conditions, rate, risk mitigated with SBA, financial analysis and overall lending decision.75% Credit Analysis & Stewardship
---Underwrite business credit applications independently using sound judgment. -- Single Retail lending authority up to $1,000,000 can be granted for this position. -- All decisions are made while adhering to the Business Banking Credit -- Policy. -- The UW is required to review all underwriting criteria, collateral, interest rate, fees and specific due diligence required for final approval. -- All exceptions to policy must be properly approved by the Underwriting Manager. -- Credit reviews include analysis of external personal credit and business credit bureau reports and scores for the business and guarantors and all associated deposit accounts. -- Meet production expectations as measured by goal setting.
25% Internal Colleague & Client communication
Responsible for working with Business Banking Operations Closing to move approved applications through the process for quick closings. -- Second looks applications are reviewed/discussed with the sales force, Credit Product Manager or closing team. -- The sales colleague may bring new information that can help approve a loc/loan request that was previously declined. --All decisions must be made in accordance with the Business Banking Credit Policy with PM exercising independent lending authority generally up to $1,000,000 in total credit limit. -- Interact with internal colleagues and customers when appropriate to assess credit worthiness. Qualifications3-5 years of business lending with exhibited competency in structuring the appropriate type of loan to a business need, understand and apply credit policy, adhere to departmental procedures, identify areas of risk beyond acceptable set levels, recommend appropriate restructure of loans not performing in accordance with acceptable underwriting standards as outlined in credit policy. --
EducationBachelor's Degree. -- Equivalent work experience may be considered as an alternative to formal degree program completion. Competencies:1. -- Accountability I
2. -- Analytical Thinking II
3. -- Cross-Functional Collaboration II
4. -- Effective Communications I
5. -- Financial Analysis II
6. -- Knowledge of Loan Underwriting I
7. -- Lending Processes & Standards II
8. -- Managing Multiple Priorities I
9. -- Relationship Management I
10. Working With Microsoft Office II
Hours and Work Schedule
Hours per week: 40
Work Schedule: -- Monday-Friday 8:00am to 5:00pm
Why Work for UsAt Citizens, you'll find a customer-centric culture built around helping our customers and giving back to our local communities. When you join our team, you are part of a supportive and collaborative workforce, with access to training and tools to accelerate your potential and maximize your career growth.Equal Employment OpportunityIt is the policy of Citizens Bank to provide equal employment and advancement opportunities to all colleagues and applicants for employment without regard to race, color, ethnicity, religion, gender, pregnancy/childbirth, age, national origin, sexual orientation, gender identity or expression, disability or perceived disability, genetic information, citizenship, veteran or military status, marital or domestic partner status, or any other category protected by federal, state and/or local laws.Equal Employment and Opportunity Employer/Disabled/VeteranCitizens Bank is a brand name of Citizens Bank, N.A. and each of its respective subsidiaries.

Keywords: Citizens Bank, Warwick , Business Banking Underwriter-Portfolio Manager II, Executive , Warwick, Rhode Island

Click here to apply!

Didn't find what you're looking for? Search again!

I'm looking for
in category

Other Executive Jobs

Nursing Manager
Description: Job DescriptionJob Summary: The Nurse Manager, with the Director, Obstetrical Nursing, assumes 24-hour responsibility for management of Postpartum, Special Care Nursery, Well Newborn
Company: Emerson Hospital
Location: Concord
Posted on: 12/15/2019

Travel Nurse RN - Case Management - $2,414 per week
Description: NurseFly Travel Nursing with Ardor Health Solutions is seeking a case management travel nurse for a travel nursing job in Boston, Massachusetts: br - Specialty: Case Management br - Discipline: RN (more...)
Company: NurseFly Travel Nursing
Location: Boston
Posted on: 12/15/2019

Senior Counsel Asset Management
Description: Job Description br Important Note: During the application process, ensure your contact information email and phone number is up to date and upload your current resume prior to submitting your application (more...)
Company: Wells Fargo Bank
Location: Boston
Posted on: 12/15/2019

Manager Patient Safety
Description: Job DescriptionJob Functions Reporting to the Vice President of Quality and Patient Safety, the Patient Safety Manager manages the process for safety event reporting including daily review and triage (more...)
Company: Emerson Hospital
Location: Concord
Posted on: 12/15/2019

Director, Regulatory Affairs
Description: We're looking for a candidate to fill this position in an exciting company. ul li Plan, coordinate and execute regulatory strategy including writing and reviewing submissions for Knees and Hips to (more...)
Company: Automatic Data Processing, Inc.Orporated
Location: Billerica
Posted on: 12/15/2019

Key Account Manager, Industrial
Description: Overview Great opportunity for a go getter and enthusiastic sales professional looking to expand their career within a Global organization We are seeking an experienced Key Account Manager to join our (more...)
Company: Exide Technologies
Location: Boston
Posted on: 12/15/2019

Private Company Services Tax - Seasonal Manager - Boston
Description: A career in our Flexibility Talent Network practice will focus on directly supporting our client engagement teams by attracting qualified candidates for short term or defined period opportunities. This (more...)
Company: PwC
Location: Boston
Posted on: 12/15/2019

Managing Director of Investment Banking - Own a Franchise
Description: Managing Directors of Investment
Company: Franchise Career Advisors
Location: Boston
Posted on: 12/15/2019

Executive Director, Real World Evidence
Description: Leveraging advanced communication and translation skills, strategic planning, and consensus building across Regulatory, Biostatistics, Global Medical Affairs, Global Clinical Development, Early Clinical (more...)
Company: Vertex
Location: Boston
Posted on: 12/15/2019

Preschool Site Director
Description: Description: br br KinderCare Education is the nation's leader in early childhood education. We nourish curiosity through purposeful experiences to create a future full of lifelong learners. From (more...)
Company: KinderCare Education
Location: Boston
Posted on: 12/15/2019

Log In or Create An Account

Get the latest Rhode Island jobs by following @recnetRI on Twitter!

Warwick RSS job feeds