WarwickRecruiter Since 2001
the smart solution for Warwick jobs

Underwriter I

Company: The Washington Trust Company
Location: Warwick
Posted on: March 26, 2020

Job Description:

Apply Now

UNDERWRITER I

Washington Trust Mortgage Service Avenue Office, 171 Service Ave., Warwick, Rhode Island, United States of America Req #422
Monday, February 3, 2020
Washington Trust is a special place because of our people. We believe employees who are valued, recognized, rewarded and empowered will achieve personal and professional goals. We hire the best people in the business and are always looking for professionals who will uphold our core values of quality, integrity and community.
The Washington Trust Company is seeking an experienced Mortgage Underwriter to add to our team of dedicated underwriting professionals. The Underwriter works with a specific group of Loan Officers and becomes a valuable team member to ensure that all residential mortgages are underwritten with the highest standards of compliance to all regulations and investor requirements.

This position is located in Warwick, RI.



RESPONSIBILITIES:

*

Issue loan decisions and clear loan conditions in a timely manner.
*

Analyze financial and collateral documentation provided to ensure a strong, sound, and compliant underwriting decision is made. Responsible for reviewing appraisals of residential mortgages for logic, technical requirements and reasonableness of conclusions in accordance with prudent lending guidelines including secondary market Government-sponsored Enterprise (GSE), Government Loans and investor requirements.
*

Pro-actively suggest program alternatives for borrowers who do not qualify for terms initially submitted.
*

Maintain a constant working knowledge of all Product guidelines.
*

Make appropriate lending decisions to approve, decline, counteroffer, or suspend applications as necessary, adhering to bank guidelines.
*

Reviews and evaluates information on mortgage loan documents to determine if buyer, property, and loan conditions meet establishment and government standards.
*

Utilize in-depth knowledge of all legal, compliance, regulatory, and internal requirements for all product offerings.
*

Follow written policies and procedures to ensure all loans are underwritten in accordance with company policy and in a compliant manner.
*

Provide exceptional customer service in a professional and friendly manner in all written and verbal communications.
*

Will work closely with Loan Processors to ensure all required documentation is obtained, reviewed and acceptable.



Knowledge, Skills, Education

*

3 years minimum experience in mortgage industry underwriting with

*

Thorough understanding of lending programs including Portfolio, Jumbos, FNMA, FHLMC, FHA, Construction, MHFA.
*

Knowledge and understanding of applicable Federal and State Regulations (e.g. TRID, ECOA).

*

Encompass LOS experience preferred but not required.
*

Ability to effectively manage pipeline of 30-50 loan files per month.
*

Demonstrate efficient, detailed-oriented, and organized work approach. High sensitivity and responsiveness to deadlines. Effective in a results-driven environment.
*

Ability to work independently while in a team environment, with limited supervision and be able to respond effectively to competing priorities.
*

Must possess strong analytical and decision making/problem solving skills.
*

Exceptional communication skills both orally and in writing.
*

Intermediate knowledge of MS Office with a particular strength in Outlook, Word, Excel.
*

DE designation desirable.
*

High school diploma or GED; college degree in business related field preferred.
*

Demonstrated effective communication and interpersonal skills.

Our employees enjoy a comprehensive benefits package, which includes health and welfare benefits, paid time-off, work-life program, and a 401(k) plan. We believe employees who are valued, recognized, rewarded and empowered, will achieve personal and professional growth. Apply today and find out why we have been voted one of the Best Places to Work in Rhode Island since 2011!

The Washington Trust Company, and each of its subsidiaries and affiliates are committed to cultivating and promoting a diverse and inclusive workforce. We seek to provide an environment of equal employment opportunity and advancement to all employees and applicants. It is our policy to provide equal employment and advancement opportunities without regard to race, color, ethnicity, age, religion, gender, pregnancy/childbirth, national origin, sexual orientation, gender identity or expression, disability or perceived disability, genetic information, citizenship, veteran or military status, or any other category protected by federal, state and/or local laws. Click Here to view EEO is the law poster . For additional information, please Click Here for EEO supplement poster.

Keywords: The Washington Trust Company, Warwick , Underwriter I, Other , Warwick, Rhode Island

Click here to apply!

Didn't find what you're looking for? Search again!

I'm looking for
in category
within


Other Other Jobs


Data Reconciliation Specialist
Description: Join a fast-growing company that is transforming its industry --Financial Recovery Technologies has become a trusted partner to the world's top investment institutions, and our best-in-class people and (more...)
Company: Financial Recovery Technologies
Location: Medford
Posted on: 03/31/2020

Order Picker
Description: Job DescriptionWarehouse Team Member Seasonal, Part-Time, Full-Time, Flexible Hours Shifts: Overnight, Sunrise, Day, Evening, Weekend Location Fall
Company: Amazon Workforce Staffing
Location: Taunton
Posted on: 03/31/2020

Picker/Packer
Description: Job DescriptionWarehouse Team Member Seasonal, Part-Time, Full-Time, Flexible Hours Shifts: Overnight, Sunrise, Day, Evening, Weekend Location Fall
Company: Amazon Workforce Staffing
Location: Taunton
Posted on: 03/31/2020


Warehouse Team Member (Stoughton - MA)
Description: Warehouse Team Member Seasonal, Part-Time, Full-Time, Flexible Hours Shifts: Overnight, Sunrise, Day, Evening, Weekend Location Stoughton, MA Job opportunities vary by location. We update postings daily (more...)
Company: Amazon
Location: Peabody
Posted on: 03/31/2020

Warehouse Team Member (Stoughton - MA) - Earn $15 or more
Description: Warehouse Team Member Seasonal, Part-Time, Full-Time, Flexible Hours Shifts: Overnight, Sunrise, Day, Evening, Weekend Location Stoughton, MA Job opportunities vary by location. We update postings daily (more...)
Company: Amazon
Location: Peabody
Posted on: 03/31/2020

Warehouse Team Member (Stoughton - MA)
Description: Warehouse Team Member Seasonal, Part-Time, Full-Time, Flexible Hours Shifts: Overnight, Sunrise, Day, Evening, Weekend Location Stoughton, MA Job opportunities vary by location. We update postings daily (more...)
Company: Amazon
Location: East Providence
Posted on: 03/31/2020

Amazon Warehouser (Full-Time shift)
Description: Warehouse Team Member Seasonal, Part-Time, Full-Time, Flexible Hours Shifts: Overnight, Sunrise, Day, Evening, WeekendLocation Everett, MAJob opportunities vary by location. We update postings daily (more...)
Company: Amazon
Location: Medford
Posted on: 03/31/2020

CUSTOMER SERVICE REPRESENTATIVE --- Flexible Scheduling
Description: Peabody, MA ID: 2019-2838 Updated Date: Department: Customer Service Representative Type: Schedule: Day, Evening amp Weekend Shifts - M-F, S Wage Description: Base Hourly CWE Bonus: Education: (more...)
Company: OnBrand24
Location: Peabody
Posted on: 03/31/2020

Amazon Warehouse Assistant (Stoughton - MA) - Earn $15 or more
Description: Warehouse Team Member Seasonal, Part-Time, Full-Time, Flexible Hours Shifts: Overnight, Sunrise, Day, Evening, Weekend Location Stoughton, MA Job opportunities vary by location. We update postings daily (more...)
Company: Amazon
Location: Taunton
Posted on: 03/31/2020

BILINGUAL CALL CENTER REPRESENTATIVES --- Flexible-Scheduling
Description: Peabody, MA ID: 2019-2850 Updated Date: Department: Bilingual Call Center Representative Type: Schedule: Multiple Schedules Available Wage Description: Base Hourly CWE Bonus: Education: High School (more...)
Company: OnBrand24
Location: Peabody
Posted on: 03/31/2020

Log In or Create An Account

Get the latest Rhode Island jobs by following @recnetRI on Twitter!

Warwick RSS job feeds