Senior Loan Processor

Company: Semper Home Loans
Location: Westerly
Posted on: May 19, 2023

Job Description:

Are you seeking incredible income potential? Are you tired of not being compensated based on your expertise and work acumen? Are you a successful senior Loan Processor with excellent communication skills, a keen eye for detail, and a white-glove service approach to closing mortgages? Our mortgage team has a recipe for success that will help bring your skills and talents to the next level. If you are looking for an opportunity for growth with a tight-knit group of mortgage professionals, apply now.Compensation:$70,000 - $100,000 At Plan CommissionResponsibilities:Collect and verify that all loan documentation, such as title insurance, loan applications, credit reports, appraisals, and income and asset declarations are accurate and passed to underwriting promptly for loan approval.Accurately input loan file documentation into necessary software programsServe as the main point of contact for title companies, real estate agents, mortgage loan officesr/mortgage loan originators, borrowers, and mortgage underwriters to facilitate a timely loan closing.Assure that all loan files, credit packages, and disclosure packages comply with company lending policies, as well as state and federal lending guidelines.Order third-party documentation and reports for residential home loans, create and maintain the mortgage loan file, and assist in clearing underwriting conditions as requested.Qualifications:Seeking candidates with incredible work ethic.Seeking candidates that go above and beyond the scope of duties.Seeking candidates that have no issues with working past 40 hours per week to ensure the job gets done.Seeking candidates who do not mind working nights and weekends if needed.Will need excellent phone and communication skills.2-3 years experience with a mortgage company, mortgage banker, or mortgage lender as a mortgage loan processor is needed.Exceptional time management, attention to detail, customer service, and communication skills are necessary.Proficiency with MS Office, Loan Origination Software (LOS), and Automated Underwriting System (AUS) are desired.Mortgage industry knowledge, specifically federal and state regulatory requirements are necessary.High school diploma required; bachelor's degree is preferred.Solid knowledge of various residential mortgage loans such as FNMA, FHA, VA, USDA, and Conventional is vital - Commercial loan and Refinance loan knowledge is helpful.Knowledge of Encompass. 3-20 days early CTC expected on all files. Thorough knowledge of underwriting guidelines. Ability to argue guidelines with the UW manager if need be.About CompanyOur Mission at Semper Home Loans!A great work environmentGreat supportExcellent customer and employee experiencesCasual office environmentBig emphasis on teamwork

Keywords: Semper Home Loans, Warwick , Senior Loan Processor, Other , Westerly, Rhode Island